Privacy policy

Last updated: 2026-06-19

Pluto exists to help you understand and plan your finances. To do that we need some of your data. This page is the short, honest version of what we collect, why, and your rights over it. The full legal text is available on request.

What we collect

• Account info — name, email, hashed password, base currency.
• Financial data you give us — assets, liabilities, transactions, goals, profile inputs.
• Usage — pages visited, features used. Aggregated, never sold.

What we don't do

• We do not sell your data. Ever.
• We do not share individual financial data with third parties, including (for B2B customers) your employer.
• We do not run programmatic advertising on this product.

AI processing

When you use the Pluto coach, your question and a compact summary of your portfolio are sent to an LLM provider (Google Gemini, or your own provider if you've brought your own key) to generate a response. We don't train models on your data. The provider's own data handling applies in addition to this policy.

Your rights

• Export — request your full data as JSON any time.
• Delete — close your account and we permanently delete it within 30 days.
• Object — to any specific processing; email us.

Contact

For any privacy question, email us at privacy@pluto.coach or use the contact form.